No Spend Challenge -
Nobody is counting the small spends. This page counts them.
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Download the PDF ⤓Set the rules once. Then fill a box a day.
No apps, no card feeds, no new system to learn. Print it, write your rules at the top, and put it somewhere you cannot walk past.
Set your rules
Write down what stays. Rent, groceries, bills, fuel. If it keeps the lights on or food on the table, it is essential.
Name the leaks
Be specific. Takeaways, pints, delivery apps, anything that turns up because you were bored. A vague rule is one you can argue your way around.
Log your exceptions
A birthday, a trip, something already paid for. Decide now so it is not a call you make at the till.
Fill a box a day
Clean day, fill the box. Spent, leave it blank and take the next one. Run the numbered grid to a hundred or use the blank one to set your own target.
